
Decoding Budget 2025: Key Takeaways
Friday, Mar 07 2024Source/Contribution by : NJ Publications
Demystifying Investment Risk: How to Manage Investment Risk?
By: NJ Team
Investing is an essential way to grow wealth, build financial se...
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Demystifying Investment Risk: How to Manage Investment Risk?
Friday, February 7 2025Source/Contribution by : NJ Publications
Investing is an essential way to grow wealth, build financial security, and achieve long-term needs such as retirement, education, or b...
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The Gift of Financial Security: Investing in Your Family's Future
Thursday, January 23 2025Source/Contribution by : NJ Publications
We cherish the smiles on our loved ones' faces as they unwrap gifts carefully chosen just for them. But this year, consider going bey...
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2025 Investment Resolutions: Building a Stronger Financial Future
Friday, January 10 2025Source/Contribution by : NJ Publications
As the New Year is just around the corner, it's the perfect time to leave behind the setbacks of the past year and start fresh with a c...
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Do-It-Yourself Investing: A Risky Endeavor?
Friday, January 3 2025Source/Contribution by : NJ Publications
Do-It-Yourself (DIY) investing has gained significant popularity in recent years, with more and more individuals taking control of their...
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Senior Citizen Health Insurance - Protect Your Golden Years
Friday, December 20 2024Source/Contribution by : NJ Publications
As we age, our bodies become more susceptible to various health ailments. While the future is unpredictable, we can definitely prepare...
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Loan Against Mutual Funds: A Smart Financial Move
Friday, December 06 2024Source/Contribution by : NJ Publications
When it comes to life's significant moments like child education, marriage, retirement, etc., we probably have a plan in place. We eve...
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Health Insurance For NRIs
Friday, Nov 15 2024Source/Contribution by : NJ Publications
Introduction
Living abroad as a Non-Resident Indian (NRI) brings a unique set of experiences. While you're building a life overseas, it's ...
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Comprehensive Car Insurance: A Guide to Protecting Your Investment
Friday, Oct 18 2024Source/Contribution by : NJ Publications
Comprehensive Car Insurance: A Guide to Protecting Your Investment
Introduction
Comprehensive car insurance is a crucial component of res...
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The Investor's Trifecta: Time, Pragmatism, and Pessimism
Friday, Oct 11 2024Source/Contribution by : NJ Publications
The Investor's Trifecta: Time, Pragmatism, and Pessimism
In the dynamic world of investments, where emotions can often cloud judgment, th...
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Season of Monsoon, Mosquitoes & Medical Insurance
Friday, Sept 27 2024 Source/Contribution by : NJ Publications
Season of Monsoon, Mosquitoes & Medical Insurance
The monsoon season brings beauty and relief from the heat, it brings a welcome chang...
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Debunking 7 Misconceptions About Investing
Friday, Sept 20 2024 Source/Contribution by : NJ Publications
Debunking 7 Misconceptions About Investing
Investing wisely is not just about knowing what to do; it's also about understanding what not t...
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Solution Oriented Mutual Funds: Your Key to Need-Based Investing
Friday, July 26 2024
Source/Contribution by : NJ Publications
In the evolving landscape of personal finance, mutual funds have emerged as a versatile and accessible investment vehicle for a wide range...
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Indian Mutual Fund Industry: The Year Gone By
Friday, June 21 2024 Source/Contribution by : NJ Publications
Mutual funds are financial intermediaries that enable millions of small and big investors across the country to engage in and benefit from...
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6 Investment Lessons From Chanakya To Achieve Financial Success
Friday, June 15 2024 Source/Contribution by : NJ Publications
Whether you are an investor or not, it is pretty certain that you must have heard about the famous Chanakya or his Nitis.
Chanakya was not...
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Why should you buy Health Insurance at a young age?
Friday, May 17 2024 Source/Contribution by : NJ Publications
"I am young, do regular exercises, fit & healthy. Do I need health insurance?" Most of us ponder upon this question when someone talks abou...
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Increase Health Insurance Cover At No Extra Charges
Friday, Apr 12 2024
Source/Contribution by : NJ Publications
Health insurance in the new era is providing you various kinds of coverages, like OPD coverage, worldwide treatment, no claim bonus, etc.
T...
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Anywhere Cashless in Health Insurance
Friday, Mar 1 2024
Source/Contribution by : NJ Publications
Health Insurance in India is growing widely and rapidly from the last few years. Recently, there has been some very critical reforms that wi...
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Mutual funds - One pill for all your financial goals
Friday, 23 Feb 2024Source/Contribution by : NJ Publications
The majority of Indian investors do not have a structured approach to savings and investment. The amount of money saved is determined by the...
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Just Began Your Career - Financial Planning Tips
Friday,16 Feb 2024Source/Contribution by : NJ Publications
Born into a world of constant connectivity and boundless information, Gen Z is navigating adulthood with habits and preferences that set them...
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Modernisation in Car Insurance
Friday, Feb 2 2024
Source/Contribution by : NJ Publications
In major cities, people prefer to travel by train or 2-wheeler even when they own a car to avoid traffic and reduce fuel expenses. However, ...
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How have different assets performed? The Asset Allocation Dilemma
Friday, Jan 26 2024
Source/Contribution by : NJ Publications
Everyone wants to invest in the best-performing asset class every year. But, the thing is, it is nearly impossible to choose the best...
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Moving Beyond Resolutions: Power of Habits for Financial Well-Being
Friday,19 Jan 2024Source/Contribution by : NJ Publications
A new year is a fresh beginning - a time when we can reflect on the past and look forward to the future with a fresh perspective and a desire...
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Buying Insurance? Fill The Proposal Form Carefully
Friday, Dec 29 2023
Source/Contribution by : NJ Publications
Insurance Policy is an agreement or a legal contract between the insurer, (the insurance company), and the insured or the policyholder /pro...
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Mastering the Art of Wealth: Key Learnings from Charlie Munger's Life
Friday, Dec 15 2023
Source/Contribution by : NJ Publications
In the investment world, few names resonated as profoundly as Charlie Munger, the renowned vice chairman of Berkshire Hathaway and the long...
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Busting myths on Motor insurance
Friday, Dec 08 2023
Source/Contribution by : NJ Publications
The number of deaths in road crashes in India was at an all-time high in 2022 with fatalities above 1.68 lakh. This is approximately 462 de...
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Protecting the 4 Ds of Risks with Insurance:
Friday, Nov 17 2023
Source/Contribution by : NJ Publications
Today we live in a fast-paced, stress-filled life and we are knowingly and unknowingly exposed to many risks to life, health and property. ...
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Managing Your Money Through The Lens of Personal Finance Ratios
Friday, Nov 10 2023
Source/Contribution by : NJ Publications
In today's fast-paced world, managing personal finances can be a challenging task. Whether you are seeking professional guidance or prefer ...
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The Importance of Disclosures in Insurance
Friday, Nov 3 2023
Source/Contribution by : NJ Publications
Insurance is the cornerstone of financial security, offering individuals a safety net against life's uncertainties. At its core, insurance i...
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Market at Highs: Is it Good Time to Invest
Friday, Oct 20 2023
Source/Contribution by : NJ Publications
The equity markets have had an impressive run after the pandemic in India. The Indian economy has shown tremendous resilience and strong fu...
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Common Grievances in Insurance Policies
Friday, Oct 6 2023
Source/Contribution by : NJ Publications
Health insurance has always acted as a crucial safety net, giving people and families access to financial security against unanticipated med...
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Why Do Need-Based Investments Work Better?
Friday, Sept 25 2023
Source/Contribution by : NJ Publications
Have we reached all of the goals that we've set for ourselves in life? Leaving other goals aside, let's talk about our growing list of fin...
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Starting a SIP with Top-Up- A secret to wealth creation
Friday, Sept 22 2023Source/Contribution by : NJ Publications
In this fast-paced world, where time is precious and financial responsibilities grow with each passing day, finding an investment approach ...
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Port Your Health Policy - Choose Wisely
Friday, Sept 15 2023
Source/Contribution by : NJ Publications
Are you unhappy with your current health insurance company or plan? Do you find other health insurance plans to offer a comprehensive scop...
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Designing Your Health Insurance Portfolio
Thursday, Aug 24 2023
Source/Contribution by : NJ Publications
In today’s world, most people have a sedentary lifestyle with unhealthy dietary habits. Nowadays, we are even more prone to diseases caus...
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Five Old-School Ideas That Still Work
Friday, Aug 11 2023
Source/Contribution by : NJ Publications
"A father is a banker provided by nature." When we were kids, we often saw our fathers doing the best in terms of managing the finances and...
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Benefits and Features of Health Insurance Plans
Friday, Aug 04 2023
Source/Contribution by : NJ Publications
As the proverb goes, "Health is Wealth", taking care of your health and the health of your family members is crucial. With the rising expen...
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Asset Allocation Strategy - At the Heart of Your Personal Finance Journey
Friday, July 28 2023
Source/Contribution by : NJ Publications
Do you love to have junk food and want to have it every day? But practically, you cannot have it daily because it can never grab all the n...
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Things to Do At the Start of the New Financial Year
Friday, July 21 2023Source/Contribution by : NJ Publications
A month has already passed since the start of the new financial year (FY). When it comes to any matter involving finances, accounts, and ta...
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How to mitigate your loss due to accidents?
Friday, July 14 2023
Source/Contribution by : NJ Publications
People generally assume that because they have a health insurance policy (HI), they would not require personal accident insurance as HI co...
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Sovereign Gold Bonds (SGB)
Friday, July 07 2023
Source/Contribution by : NJ Publications
Indians are reputed to hold around 9-11% of the total physical gold in the world. It is estimated that more than 75% of Indian households ...
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Why your portfolio may be underperforming?
Friday, June 30 2023
Source/Contribution by : NJ Publications
Every time the Indian markets, a specific stock, or a sector reaches a new milestone, a new notification from the media appears on our mob...
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Why be careful while filling out Insurance Proposal Form?
Friday, June 23 2023
Source/Contribution by : NJ Publications
Insurance is an agreement between the insurer and the insured (policyholder). This agreement is based on the information the insured provi...
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Teaching Growing Children All About Money
Friday, June 09 2023
Source/Contribution by : NJ Publications
Are you the one who used piggy banks in your childhood to store all the money gifted to you by your relatives? Do you also remember gettin...
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How Can You Be A Successful Investor?
Friday, June 09 2023Source/Contribution by : NJ Publications
Investing is a risk-versus-reward game. Where some have made millions, many more have lost. What are the characteristics that differentiate...
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Add-ons in your Health Insurance Policy
Friday, May 19 2023
Source/Contribution by : NJ Publications
Having a basic health insurance policy is a great start to protect yourself from rising hospitalization costs and receive hassle-free, time...
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Union Budget 2023: A Brief Overview
Friday, May 12 2023
Source/Contribution by : NJ Publications
The Big Picture:
Every year, the union budget is one of the most keenly watched events in the country. This year, the first budget of “Amri...
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Ways to Reduce Risks in Investments
Friday, May 05 2023
Source/Contribution by : NJ Publications
“Successful Investing is managing risk, not avoiding it.”
Benjamin Graham, the father of value investing might have said this decades ago,...
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Introduction to Global Health Insurance Cover
Friday, April 15 2023
Source/Contribution by : NJ Publications
The world has become a smaller place. Today, be it education, career, business or leisure /holidays, the national boundaries have blurred...
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Preparing Yourself For Rainy Days
Friday, April 07 2023
Source/Contribution by : NJ Publications
Even though the COVID-19 global pandemic began more than two years ago, we are still feeling the effects and disruptions in our lives. If...
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Understanding & using SWP effectively
Friday, February 24 2023
Source/Contribution by : NJ Publications
Saving and investing is a big part of your financial plans. Sometimes, even planning for your cash outflows becomes a vital component ...
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Importance of Insurance in Financial Well-being
Friday, February 17 2023
Source/Contribution by : NJ Publications
Uncertainty is omnipresent today and we live in a world full of uncertainties around us. We never know what will happen in the next ho...
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The 7 Golden Rules of Wealth Creation
Friday, February 10 2023
Source/Contribution by : NJ Publications
We all have dreams and aspirations, especially when we are young. Be it an early retirement or palatial home or a big car. Unfortunate...
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The Behavioural Gap - Why Investors do not get returns they should?
Friday, February 3 2023
Source/Contribution by : NJ Publications
Have you wondered why your fund seems to have delivered fantastic returns and yet your returns have been on the lower side? Well you ar...
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Buying an ideal health insurance plan
Monday, January 30 2023
Source/Contribution by : NJ Publications
A Health Insurance is a must today. Every individual and family must be protected against the very probable risks to our health. The re...
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Are You Missing Out By Not Increasing Your SIP Savings?
Friday, January 20 2023
Source/Contribution by : NJ Publications
As you grow in life your needs and wants also grow. When you get your annual salary increment, the first thought always tends to be abo...
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The 5 Must-Have Financial Goals
Friday, January 20 2023
Source/Contribution by : NJ Publications
Setting financial goals is the most important aspect that every person should think of. It is an important step towards becoming financ...
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The Art of Practicing What I Preach
Thursday, Oct 06 2022, Source/Contribution By : NJ Publications
By: Mr Vishal Baxi, NJ Wealth Partner, Surat Ring-Road Branch.
In a world that believes in manifestation, higher power and superstitio...
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Passive Income - A Wealth Creator
Monday, June 20 2022Source/Contribution by : NJ Publications
As investors most of us feel that creating wealth requires an active approach on our part. Frequent portfolio churning, be it stocks or mut...
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Invest Smart – Put your bonus to good use
Monday, May 02 2022Source/Contribution by : NJ Publications
You will be tempted to eat all the laddoos if they are lying in your plate in front of you. Likewise the extra money or year end bonus in ou...
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SWP can help you generate tax efficient monthly fixed income.
Saturday, April 16 2022Source/Contribution by : NJ Publications
As informed investors, we should be familiar with the different investment routes or facility of investing offered by mutual funds. You ...
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Annuity Plans: The Safest Bet For Your Retirement
Thursday, March 10 2022Source/Contribution by : NJ Publications
The pandemic has come as a wake-up call for many of us. People are now giving a lot more priority to the quality of life, living and not...
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Quotes By Lord Buddha Every Investor Should Remember
Monday, February 07 2022Source/Contribution by : NJ Publications
India is a blessed land where gurus have preached the path of self-realisation and enlightenment for aeons. Lord Budhha, the revered fo...
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MAKE YOUR OWN LAWS OF LIFE
Friday, January 07 2022Source/Contribution by : NJ Publications
Sometimes it is good to have some mental laws framed in our minds. These laws when practiced in our lives has the power to influence our...
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Learning About Investment Behavior
Wednesday, December 15 2021Source/Contribution by : NJ Publications
The title of the article may sound like a chapter from a psychology book. But hardly is it academic in nature. This time around, we ...
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Money Boxes: A smart, simple way to plan your finances
Monday, Nov 08 2021Source/Contribution by : NJ Publications
Budgeting is simply creating a plan to spend your money. This plan is the “budget” which allows you to determine in advance how much will yo...
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10 Commandments for Equity Investors
We live in a dynamic, evolving, uncertain world. The investment landscape is too constantly changing with uncertainty being omnipresent. The wisdom to know what to do and how to act in the face of thi...
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Planning For Unconventional Goals
Thursday, Sept 09 2021Source/Contribution by : NJ Publications
The Covid-19 pandemic has led to a vivid change in people's attitude. With time spent at home and the growing uncertainty of life, people...
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The Insurance Buying Process: Doing It Right
Wednesday, August 04 2021Source/Contribution by : NJ Publications
Congratulations, You made the right decision to buy insurance. Now for the hard part.
Buying insurance is not an easy, straightforward...
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5 Long-term Strategies For Wealth Management
Thursday, July 08 2021Source/Contribution by : NJ Publications
Our relationship with money starts at an early age when we notice or parents exchanging coins or notes for all sorts of stuff we like. Th...
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Kids and Money: Teaching your Child about Money
Friday, June 04 2021Source/Contribution by : NJ Publications
Most parents think that they do not need to teach their children how to manage money and the value of managing money in the right manner. T...
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Managing Portfolio In Retirement Years
Wednesday, May 07 2021, Contributed By: NJ Publications
Managing Portfolio In Retirement Years:
Retirement period is considered to be a new beginning for an individual. It is the time to unwind and pu...
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Why should you set Goals?
Friday, April 09 2021Source/Contribution by : NJ Publications
We all have certain dreams and aspirations in life. We want to own a nice house, we want to send our kids to the best schools and colleges...
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Plan of Action: Save Taxes
Thursday, Mar 4 2021Source/Contribution by : NJ Publications
It's about to start a new Financial year and we usually start the new year with new goals and resolutions, then why not to plan for TAX sav...
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Health Insurance - Your Shield Against Medical Emergency
Tuesday, February 02 2021Source/Contribution by : NJ Publications
It was cold, windy evening of January 2012. Mr. & Mrs Arora (retired couple, both senior citizens) were enjoying winter evening &a...
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8th Wonder of the World : POWER OF COMPOUNDING
Friday, January 8 2021Source/Contribution by : NJ Publications
Albert Einstein had once called power of compounding as the eighth wonder of the world.This is one investment principle which makes money...
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Let's Learn: 10 Habits of Financial Masters
Tuesday, December 8 2020Source/Contribution by : NJ Publications
"Do you think there are any specific habits that make some people more successful with money than others?" This is a question that a lo...
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How to manage portfolio after Retirement
Friday, Nov 13 2020Source/Contribution by : NJ Publications
Retirement period is considered to be a new beginning for an individual. It is the time to unwind and pursue hobbies which you were not able...
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Money lessons for your children
Friday, October 23 2020Source/Contribution by : NJ Publications
We all want to give the best to our children. We feel that our children do not need to go through the same experiences, difficulties and...
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Declutter: What you need to do for everything, including finance.
Friday, Oct 09 2020Source/Contribution by : NJ Publications
Leonardo da Vinci once said that “simplicity is the ultimate sophistication.” This quote still stands very true for everyone today and for e...
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Why you need Financial Planning?
Friday, Oct 02 2020Source/Contribution by : NJ Publications
Over the last few years, the term “financial planning” has been very often used and heard by many of us. In this article, we explore as to w...
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Letting your Mutual Fund SIP Grow is a smart thing to do
Friday, September 25 2020Source/Contribution by : NJ Publications
Systematic Investment Plan or SIP as it is commonly known, is an investment plan (methodology) offered by Mutual Funds wherein one cou...
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Personal Finance Ratios For Personal Use
Friday, September 18 2020Source/Contribution by : NJ Publications
As families seek to improve their financial situation and develop plans for the future, a logical first step is to determine their pre...
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Income Inequality: Why aren't most of us becoming rich?
Friday, September 11 2020Source/Contribution by : NJ Publications
Have you ever asked yourself – what has all the technology advancement and development around brought us? Has it really added value to...
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Need for insurance in a changing world
Friday, September 04 2020Source/Contribution by : NJ Publications
We believe in Vasudhaiva Kutumbakam, the old Sanskrit phrase meaning the world is one family. The technological advancements of the 21...
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Handling Uncertainty: Lessons
Friday, August 28 2020, Contributed By: NJ Publications
"Unless you can watch your stock holding decline by 50% without becoming panic-stricken, you should not be in the stock market." - Warren Buffet...
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Excuses to avoid making investments are common
Friday, August 21 2020, Contributed By: NJ Publications
“He that is good for making excuses is seldom good for anything else.” - Benjamin Franklin
Most people have many reasons 'not' to invest. Even t...
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Investing After Retirement
Friday, Aug 14 2020Source/Contribution by : NJ Publications
The ultimate goal of every investor is collecting a big corpus to secure a peaceful Retirement. So, you invest throughout your life and once...
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Six Tips for Young Adults
Friday, Aug 07 2020Source/Contribution by : NJ Publications
Young adults are perhaps the richest among all of us. They have something more than all of us - "time" at an age when the possibilities are ...
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Lessons on the path of Financial Freedom
Friday, July 31 2020Source/Contribution by : NJ Publications
Most of us, if not all, are in a journey from scarcity or deprivation towards financial well-being and ultimately financial freedom. A big ...
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Protect Your Money as You Near Your Goal
Tuesday, July 28 2020Source/Contribution by : NJ Publications
No one can predict equity market. Right? But the other side of the coin is that no one can create wealth by ignoring equity market. Equity...
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Make Existing Goals
Friday, July 24 2020Source/Contribution by : NJ Publications
“Set your goals high and don't stop till you get there” ~ Bo Jackson
There is a strong correlation between your investments and your goals....
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Don't Take Wrong Decisions
Friday, July 17 2020Source/Contribution by : NJ Publications
We have all made mistakes in past and most likely would also make mistakes in future. Making mistakes is not crime but is something human i...
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Millennials and Equity Investing
Tuesday, July 14 2020, Source/Contribution By : NJ Publications
Around 25 Lac new demat accounts have been opened during the lockdown phase. Lot of retail investors have hooked on to the direct Equit...
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Saving is not Investing
Friday, July 10 2020, Source/Contribution By : NJ Publications
The two wonders of personal finance "Saving" and "investment" are often perceived as same by most of us. But, both these terms are disti...
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Understand The Basics: Financial Ratios
Friday, July 03 2020.Contributed By: Team NJ Publications
There is none better way to look at simple ratios to evaluate your financial situation. Companies and analysts are much more comfortable using...
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Have You Set Your Goal ? If Not, Read This Before You Start Investments
Friday, June 26 2020.Contributed By: Team NJ Publications
As kids we would have read the famous story of Alice in wonderland. In the story, she once reaches a crossroads and was not sure which road to...
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How To Build Your Contingency Fund?
Friday, June 19 2020Source/Contribution by : NJ Publications
Following are some tips which can help you in building and managing your Emergency Fund:
Ask your advisor: Your emergency fund must be suf...
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Planning for Investment Risks
Friday, June 12 2020Source/Contribution by : NJ Publications
Asset Class is a often used word in finance, especially investment & portfolio management. We also used the term many times in our arti...
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Protecting Wealth: The Bigger Picture
Friday, June 05 2020Source/Contribution by : NJ Publications
It may just take luck for a person to acquire or make wealth. However, it would take a lot more to keep holding on to that wealth. At the b...
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