PSJ WEALTH

Friday, Mar 07 2024Source/Contribution by : NJ Publications Demystifying Investment Risk: How to Manage Investment Risk? By: NJ Team Investing is an essential way to grow wealth, build financial se...

Friday, February 7 2025Source/Contribution by : NJ Publications Investing is an essential way to grow wealth, build financial security, and achieve long-term needs such as retirement, education, or b...

Thursday, January 23 2025Source/Contribution by : NJ Publications We cherish the smiles on our loved ones' faces as they unwrap gifts carefully chosen just for them. But this year, consider going bey...

Friday, January 10 2025Source/Contribution by : NJ Publications As the New Year is just around the corner, it's the perfect time to leave behind the setbacks of the past year and start fresh with a c...

Friday, January 3 2025Source/Contribution by : NJ Publications Do-It-Yourself (DIY) investing has gained significant popularity in recent years, with more and more individuals taking control of their...

Friday, December 20 2024Source/Contribution by : NJ Publications As we age, our bodies become more susceptible to various health ailments. While the future is unpredictable, we can definitely prepare...

Friday, December 06 2024Source/Contribution by : NJ Publications When it comes to life's significant moments like child education, marriage, retirement, etc., we probably have a plan in place. We eve...

Friday, Nov 15 2024Source/Contribution by : NJ Publications Introduction Living abroad as a Non-Resident Indian (NRI) brings a unique set of experiences. While you're building a life overseas, it's ...

Friday, Oct 18 2024Source/Contribution by : NJ Publications Comprehensive Car Insurance: A Guide to Protecting Your Investment Introduction Comprehensive car insurance is a crucial component of res...

Friday, Oct 11 2024Source/Contribution by : NJ Publications The Investor's Trifecta: Time, Pragmatism, and Pessimism In the dynamic world of investments, where emotions can often cloud judgment, th...

Friday, Sept 27 2024 Source/Contribution by : NJ Publications Season of Monsoon, Mosquitoes & Medical Insurance The monsoon season brings beauty and relief from the heat, it brings a welcome chang...

Friday, Sept 20 2024 Source/Contribution by : NJ Publications Debunking 7 Misconceptions About Investing Investing wisely is not just about knowing what to do; it's also about understanding what not t...

Friday, July 26 2024 Source/Contribution by : NJ Publications In the evolving landscape of personal finance, mutual funds have emerged as a versatile and accessible investment vehicle for a wide range...

Friday, June 21 2024 Source/Contribution by : NJ Publications Mutual funds are financial intermediaries that enable millions of small and big investors across the country to engage in and benefit from...

Friday, June 15 2024 Source/Contribution by : NJ Publications Whether you are an investor or not, it is pretty certain that you must have heard about the famous Chanakya or his Nitis. Chanakya was not...

Friday, May 17 2024 Source/Contribution by : NJ Publications "I am young, do regular exercises, fit & healthy. Do I need health insurance?" Most of us ponder upon this question when someone talks abou...

Friday, Apr 12 2024 Source/Contribution by : NJ Publications Health insurance in the new era is providing you various kinds of coverages, like OPD coverage, worldwide treatment, no claim bonus, etc. T...

Friday, Mar 1 2024 Source/Contribution by : NJ Publications Health Insurance in India is growing widely and rapidly from the last few years. Recently, there has been some very critical reforms that wi...

Friday, 23 Feb 2024Source/Contribution by : NJ Publications The majority of Indian investors do not have a structured approach to savings and investment. The amount of money saved is determined by the...

Friday,16 Feb 2024Source/Contribution by : NJ Publications Born into a world of constant connectivity and boundless information, Gen Z is navigating adulthood with habits and preferences that set them...

Friday, Feb 2 2024 Source/Contribution by : NJ Publications In major cities, people prefer to travel by train or 2-wheeler even when they own a car to avoid traffic and reduce fuel expenses. However, ...

Friday, Jan 26 2024 Source/Contribution by : NJ Publications Everyone wants to invest in the best-performing asset class every year. But, the thing is, it is nearly impossible to choose the best...

Friday,19 Jan 2024Source/Contribution by : NJ Publications A new year is a fresh beginning - a time when we can reflect on the past and look forward to the future with a fresh perspective and a desire...

Friday, Dec 29 2023 Source/Contribution by : NJ Publications Insurance Policy is an agreement or a legal contract between the insurer, (the insurance company), and the insured or the policyholder /pro...

Friday, Dec 15 2023 Source/Contribution by : NJ Publications In the investment world, few names resonated as profoundly as Charlie Munger, the renowned vice chairman of Berkshire Hathaway and the long...

Friday, Dec 08 2023 Source/Contribution by : NJ Publications The number of deaths in road crashes in India was at an all-time high in 2022 with fatalities above 1.68 lakh. This is approximately 462 de...

Friday, Nov 17 2023 Source/Contribution by : NJ Publications Today we live in a fast-paced, stress-filled life and we are knowingly and unknowingly exposed to many risks to life, health and property. ...

Friday, Nov 10 2023 Source/Contribution by : NJ Publications In today's fast-paced world, managing personal finances can be a challenging task. Whether you are seeking professional guidance or prefer ...

Friday, Nov 3 2023 Source/Contribution by : NJ Publications Insurance is the cornerstone of financial security, offering individuals a safety net against life's uncertainties. At its core, insurance i...

Friday, Oct 20 2023 Source/Contribution by : NJ Publications The equity markets have had an impressive run after the pandemic in India. The Indian economy has shown tremendous resilience and strong fu...

Friday, Oct 6 2023 Source/Contribution by : NJ Publications Health insurance has always acted as a crucial safety net, giving people and families access to financial security against unanticipated med...

Friday, Sept 25 2023 Source/Contribution by : NJ Publications Have we reached all of the goals that we've set for ourselves in life? Leaving other goals aside, let's talk about our growing list of fin...

Friday, Sept 22 2023Source/Contribution by : NJ Publications In this fast-paced world, where time is precious and financial responsibilities grow with each passing day, finding an investment approach ...

Friday, Sept 15 2023 Source/Contribution by : NJ Publications Are you unhappy with your current health insurance company or plan? Do you find other health insurance plans to offer a comprehensive scop...

Thursday, Aug 24 2023 Source/Contribution by : NJ Publications In today’s world, most people have a sedentary lifestyle with unhealthy dietary habits. Nowadays, we are even more prone to diseases caus...

Friday, Aug 11 2023 Source/Contribution by : NJ Publications "A father is a banker provided by nature." When we were kids, we often saw our fathers doing the best in terms of managing the finances and...

Friday, Aug 04 2023 Source/Contribution by : NJ Publications As the proverb goes, "Health is Wealth", taking care of your health and the health of your family members is crucial. With the rising expen...

Friday, July 28 2023 Source/Contribution by : NJ Publications Do you love to have junk food and want to have it every day? But practically, you cannot have it daily because it can never grab all the n...

Friday, July 21 2023Source/Contribution by : NJ Publications A month has already passed since the start of the new financial year (FY). When it comes to any matter involving finances, accounts, and ta...

Friday, July 14 2023 Source/Contribution by : NJ Publications People generally assume that because they have a health insurance policy (HI), they would not require personal accident insurance as HI co...

Friday, July 07 2023 Source/Contribution by : NJ Publications Indians are reputed to hold around 9-11% of the total physical gold in the world. It is estimated that more than 75% of Indian households ...

Friday, June 30 2023 Source/Contribution by : NJ Publications Every time the Indian markets, a specific stock, or a sector reaches a new milestone, a new notification from the media appears on our mob...

Friday, June 23 2023 Source/Contribution by : NJ Publications Insurance is an agreement between the insurer and the insured (policyholder). This agreement is based on the information the insured provi...

Friday, June 09 2023 Source/Contribution by : NJ Publications Are you the one who used piggy banks in your childhood to store all the money gifted to you by your relatives? Do you also remember gettin...

Friday, June 09 2023Source/Contribution by : NJ Publications Investing is a risk-versus-reward game. Where some have made millions, many more have lost. What are the characteristics that differentiate...

Friday, May 19 2023 Source/Contribution by : NJ Publications Having a basic health insurance policy is a great start to protect yourself from rising hospitalization costs and receive hassle-free, time...

Friday, May 12 2023 Source/Contribution by : NJ Publications The Big Picture: Every year, the union budget is one of the most keenly watched events in the country. This year, the first budget of “Amri...

Friday, May 05 2023 Source/Contribution by : NJ Publications “Successful Investing is managing risk, not avoiding it.”  Benjamin Graham, the father of value investing might have said this decades ago,...

Friday, April 15 2023 Source/Contribution by : NJ Publications The world has become a smaller place. Today, be it education, career, business or leisure /holidays, the national boundaries have blurred...

Friday, April 07 2023 Source/Contribution by : NJ Publications Even though the COVID-19 global pandemic began more than two years ago, we are still feeling the effects and disruptions in our lives. If...

Friday, February 24 2023 Source/Contribution by : NJ Publications Saving and investing is a big part of your financial plans. Sometimes, even planning for your cash outflows becomes a vital component ...

Friday, February 17 2023 Source/Contribution by : NJ Publications Uncertainty is omnipresent today and we live in a world full of uncertainties around us. We never know what will happen in the next ho...

Friday, February 10 2023 Source/Contribution by : NJ Publications We all have dreams and aspirations, especially when we are young. Be it an early retirement or palatial home or a big car. Unfortunate...

Friday, February 3 2023 Source/Contribution by : NJ Publications Have you wondered why your fund seems to have delivered fantastic returns and yet your returns have been on the lower side? Well you ar...

Monday, January 30 2023 Source/Contribution by : NJ Publications A Health Insurance is a must today. Every individual and family must be protected against the very probable risks to our health. The re...

Friday, January 20 2023 Source/Contribution by : NJ Publications As you grow in life your needs and wants also grow. When you get your annual salary increment, the first thought always tends to be abo...

Friday, January 20 2023 Source/Contribution by : NJ Publications Setting financial goals is the most important aspect that every person should think of. It is an important step towards becoming financ...

Thursday, Oct 06 2022, Source/Contribution By : NJ Publications By: Mr Vishal Baxi, NJ Wealth Partner, Surat Ring-Road Branch. In a world that believes in manifestation, higher power and superstitio...

Monday, June 20 2022Source/Contribution by : NJ Publications As investors most of us feel that creating wealth requires an active approach on our part. Frequent portfolio churning, be it stocks or mut...

Monday, May 02 2022Source/Contribution by : NJ Publications You will be tempted to eat all the laddoos if they are lying in your plate in front of you. Likewise the extra money or year end bonus in ou...

Saturday, April 16 2022Source/Contribution by : NJ Publications As informed investors, we should be familiar with the different investment routes or facility of investing offered by mutual funds. You ...

Thursday, March 10 2022Source/Contribution by : NJ Publications The pandemic has come as a wake-up call for many of us. People are now giving a lot more priority to the quality of life, living and not...

Monday, February 07 2022Source/Contribution by : NJ Publications India is a blessed land where gurus have preached the path of self-realisation and enlightenment for aeons. Lord Budhha, the revered fo...

Friday, January 07 2022Source/Contribution by : NJ Publications Sometimes it is good to have some mental laws framed in our minds. These laws when practiced in our lives has the power to influence our...

Wednesday, December 15 2021Source/Contribution by : NJ Publications The title of the article may sound like a chapter from a psychology book. But hardly is it academic in nature. This time around, we ...

Monday, Nov 08 2021Source/Contribution by : NJ Publications Budgeting is simply creating a plan to spend your money. This plan is the “budget” which allows you to determine in advance how much will yo...

We live in a dynamic, evolving, uncertain world. The investment landscape is too constantly changing with uncertainty being omnipresent. The wisdom to know what to do and how to act in the face of thi...

Thursday, Sept 09 2021Source/Contribution by : NJ Publications The Covid-19 pandemic has led to a vivid change in people's attitude. With time spent at home and the growing uncertainty of life, people...

Wednesday, August 04 2021Source/Contribution by : NJ Publications Congratulations, You made the right decision to buy insurance. Now for the hard part. Buying insurance is not an easy, straightforward...

Thursday, July 08 2021Source/Contribution by : NJ Publications Our relationship with money starts at an early age when we notice or parents exchanging coins or notes for all sorts of stuff we like. Th...

Friday, June 04 2021Source/Contribution by : NJ Publications Most parents think that they do not need to teach their children how to manage money and the value of managing money in the right manner. T...

Wednesday, May 07 2021, Contributed By: NJ Publications Managing Portfolio In Retirement Years: Retirement period is considered to be a new beginning for an individual. It is the time to unwind and pu...

Friday, April 09 2021Source/Contribution by : NJ Publications We all have certain dreams and aspirations in life. We want to own a nice house, we want to send our kids to the best schools and colleges...

Thursday, Mar 4 2021Source/Contribution by : NJ Publications It's about to start a new Financial year and we usually start the new year with new goals and resolutions, then why not to plan for TAX sav...

Tuesday, February 02 2021Source/Contribution by : NJ Publications It was cold, windy evening of January 2012. Mr. & Mrs Arora (retired couple, both senior citizens) were enjoying winter evening &a...

Friday, January 8 2021Source/Contribution by : NJ Publications Albert Einstein had once called power of compounding as the eighth wonder of the world.This is one investment principle which makes money...

Tuesday, December 8 2020Source/Contribution by : NJ Publications "Do you think there are any specific habits that make some people more successful with money than others?" This is a question that a lo...

Friday, Nov 13 2020Source/Contribution by : NJ Publications Retirement period is considered to be a new beginning for an individual. It is the time to unwind and pursue hobbies which you were not able...

Friday, October 23 2020Source/Contribution by : NJ Publications We all want to give the best to our children. We feel that our children do not need to go through the same experiences, difficulties and...

Friday, Oct 09 2020Source/Contribution by : NJ Publications Leonardo da Vinci once said that “simplicity is the ultimate sophistication.” This quote still stands very true for everyone today and for e...

Friday, Oct 02 2020Source/Contribution by : NJ Publications Over the last few years, the term “financial planning” has been very often used and heard by many of us. In this article, we explore as to w...

Friday, September 25 2020Source/Contribution by : NJ Publications Systematic Investment Plan or SIP as it is commonly known, is an investment plan (methodology) offered by Mutual Funds wherein one cou...

Friday, September 18 2020Source/Contribution by : NJ Publications As families seek to improve their financial situation and develop plans for the future, a logical first step is to determine their pre...

Friday, September 11 2020Source/Contribution by : NJ Publications Have you ever asked yourself – what has all the technology advancement and development around brought us? Has it really added value to...

Friday, September 04 2020Source/Contribution by : NJ Publications We believe in Vasudhaiva Kutumbakam, the old Sanskrit phrase meaning the world is one family. The technological advancements of the 21...

Friday, August 28 2020, Contributed By: NJ Publications "Unless you can watch your stock holding decline by 50% without becoming panic-stricken, you should not be in the stock market." - Warren Buffet...

Friday, August 21 2020, Contributed By: NJ Publications “He that is good for making excuses is seldom good for anything else.” - Benjamin Franklin Most people have many reasons 'not' to invest. Even t...

Friday, Aug 14 2020Source/Contribution by : NJ Publications The ultimate goal of every investor is collecting a big corpus to secure a peaceful Retirement. So, you invest throughout your life and once...

Friday, Aug 07 2020Source/Contribution by : NJ Publications Young adults are perhaps the richest among all of us. They have something more than all of us - "time" at an age when the possibilities are ...

Friday, July 31 2020Source/Contribution by : NJ Publications Most of us, if not all, are in a journey from scarcity or deprivation towards financial well-being and ultimately financial freedom. A big ...

Tuesday, July 28 2020Source/Contribution by : NJ Publications No one can predict equity market. Right? But the other side of the coin is that no one can create wealth by ignoring equity market. Equity...

Friday, July 24 2020Source/Contribution by : NJ Publications “Set your goals high and don't stop till you get there” ~ Bo Jackson There is a strong correlation between your investments and your goals....

Friday, July 17 2020Source/Contribution by : NJ Publications We have all made mistakes in past and most likely would also make mistakes in future. Making mistakes is not crime but is something human i...

Tuesday, July 14 2020, Source/Contribution By : NJ Publications Around 25 Lac new demat accounts have been opened during the lockdown phase. Lot of retail investors have hooked on to the direct Equit...

Friday, July 10 2020, Source/Contribution By : NJ Publications The two wonders of personal finance "Saving" and "investment" are often perceived as same by most of us. But, both these terms are disti...

Friday, July 03 2020.Contributed By: Team NJ Publications There is none better way to look at simple ratios to evaluate your financial situation. Companies and analysts are much more comfortable using...

Friday, June 26 2020.Contributed By: Team NJ Publications As kids we would have read the famous story of Alice in wonderland. In the story, she once reaches a crossroads and was not sure which road to...

Friday, June 19 2020Source/Contribution by : NJ Publications Following are some tips which can help you in building and managing your Emergency Fund: Ask your advisor: Your emergency fund must be suf...

Friday, June 12 2020Source/Contribution by : NJ Publications Asset Class is a often used word in finance, especially investment & portfolio management. We also used the term many times in our arti...

Friday, June 05 2020Source/Contribution by : NJ Publications It may just take luck for a person to acquire or make wealth. However, it would take a lot more to keep holding on to that wealth. At the b...